Student Money and Accommodation

Two people discussing matters in a meeting.

The Student Money and Accommodation Advice team provides information, advice and guidance on undergraduate and postgraduate funding for Home students, and on accommodation for all our students.

The Student Money and Accommodation Advice team are all accredited members of the National Association of Student Money Advisers (NASMA). NASMA has members in all four countries in the UK and collectively are recognised as the leading authority on all matters relating to student advice and funding. NASMA acts as a focus for information exchange between practitioners in the field of student funding, bringing together professionals from across the sector and encouraging the free exchange of ideas. NASMA works closely with national decision makers and their influencers on student finance policy. In addition, NASMA work with other relevant sector organisations to promote the needs of students and its members.

The Student Money and Accommodation Advice team are also members of the Association for Student Residential Accommodation (ASRA).

We can help you:

  • Make your funding application to Student Finance England (SFE)
  • Resolve problems with your funding application
  • Appeal funding decisions via reference to the Student Support regulations
  • Advise on the interaction of benefit entitlement (where applicable) and student funding
  • Find other avenues of funding
  • Understand the funding implications of changing, suspending or withdrawing from your course
  • Find accommodation in London

If you have any queries about the fees you have been charged, or if you need a change of circumstances notice and/or attendance/registration confirmation sent to Student Finance England, please contact the University's Fee and Funding team – feequery@londonmet.ac.uk

If you need to set up a fee payment plan, please contact the University's Income Collection team – incomecollection@londonmet.ac.uk 

Student Services aims to offer the very best support and so we are keen to hear from students to help us better understand what you would like Student Services to look like and provide in the future. Please take the time to read and complete the Student Services Survey.

All appointment requests for the Student Money and Accommodation Advice team can be made by completing the online request form.

The Student Services team can then allocate you to the next available appointment, or refer your query to an appropriate University team to answer.

Please ensure you have read the University’s Protecting you on campus page, in particular the section pertaining to the wearing of face coverings.

If you arrive more than 15 minutes late for an appointment you will be asked to rebook it.

Cancelled and missed appointments

Student Money and Accommodation Advice appointments are in high demand. If you are unable to attend a scheduled appointment please notify Student Services at studentservices@londonmet.ac.uk as soon as possible so we can offer the appointment slot to another student. If you repeatedly miss appointments without advance notification your use of the service may be terminated.

Acceptable behaviour

Student Money and Accommodation Advice operates and communicates with courtesy, honesty and professionalism.

Students are expected to interact with all staff members in a similarly respectful way in accordance with the University's Student Conduct requirements. Bad language, threatening behaviour and raised voices will not be tolerated and may result in the termination of your use of the service.  

Online chat

Online chat will be available Monday, Tuesday, Thursday and Friday, 9:30am until 11:30am. An adviser can help with very quick funding and accommodation queries you may have via the online chat. If the adviser feels an appointment will be appropriate you will be advised to book one.

Please click on the chat box icon on the right of the screen.

Chat outside the above-listed times will not be responded to.

Email

For all other Student Money and Accommodation Advice team queries please contact SMAA@londonmet.ac.uk. Please note, due to the high volume of emails the service is receiving, it may take longer than normal to reply.

If you have any queries about the fees you have been charged, or if you need a change of circumstances notice and/or attendance/registration confirmation sent to Student Finance England, please contact the University's  –feequery@londonmet.ac.uk

If you need to set up a fee payment plan, please contact the University's Income Collection team – incomecollection@londonmet.ac.uk 

Undergraduate
Full-time undergraduate funding 21/22 updated August 2021
Part-time undergraduate funding 22/23 updated May 2022
February start undergraduate funding 21/22 updated February 2022
Degrees with foundation years updated June 2022
Estranged Students updated August 2021
Care leavers updated June 2022
NHS Training Grant  updated June 2022
BSc Social Work updated August 2021 
Previous study updated July 2020
Repeating, suspending or withdrawing updated July 2019
Changing mode of study updated July 2019
Placements/Overseas exchange  updated June 2022
Early Childhood Studies updated July 2021

Postgraduate
Postgraduate payment options updated June 2022
Postgraduate funding updated July 2022
PGCE and School Direct
MSc Social Work updated August 2021 
NHS Training Grant updated August 2021
Architecture and Interior Design
Postgraduate Loan and Doctoral Loan updated July 2022

General
Student halls of residence  updated May 2022
Private rented accommodation  updated May 2022
Budget planner
Educational trusts and charities
Legal advice guide  updated August 2020
Local information Aldgate  updated August 2020
Local information Holloway  updated August 2020
Planning your money when you graduate updated June 2022

As a London Metropolitan student you have free access to Blackbullion's library of financial resources. The library includes articles and pathways on a range of financial topics such as bank accounts, budgeting, credit cards, insurance, and savings. You'll need to create a Blackbullion account in order to access the online library. You'll also be able to use this account to apply for the University's Hardship Support Fund.

Please take a look at our accommodation pages for information on external student halls of residence, private rented accommodation, short-stay accommodation, summer accommodation, and landlord services. Alternatively, contact our advice team:

Email: SMAA@londonmet.ac.uk
Student Pad: londonmetstudentpad.co.uk/accommodation

Accommodation for students with families

Useful housing links

Rent calculator

Not sure who is responsible for repairs and maintenance in your rented home? Check out the following guidance from Shelter.

Shelter also provides information on how to check if your tenancy deposit is protected, as well as on how to proceed if your landlord doesn't refund your deposit at the end of your tenancy.  

Local support

Crisis Skylight

Tower Hamlets Food Bank

Toynbee Hall

Whitechapel Mission

Care-experienced students

London Met is pleased to offer a Care Leaver Bursary of £1,500 for each progressive year of your undergraduate degree (full-time students only). This is intended to help towards accommodation set-up costs and basic living expenses.

Applications are automatically processed by Student Finance England. Please email cees@londonmet.ac.uk for further details.

London Met is also one of a small number of universities whose students are eligible to apply for a Unite Foundation Scholarship Scheme, which can provide care leavers with three years of free student accommodation. 

We will also help to check if you're eligible for additional financial help from external sources.

If you'd like to know more about the range of help available to you, please contact Isabel Patrick / Eloise Peters on cees@londonmet.ac.uk

Estranged students

London Met is committed to supporting estranged students during their time at university.

1. Do I qualify as an estranged student (for independent student status)?

Following the Student Finance England definition, a student might be defined as estranged if they can show they have little or no contact with their biological or adoptive parents and they receive no physical or financial support from them either.

To qualify for independent status through estrangement, the student will need to prove the lack of contact with their parents is permanent. We would normally expect the student to have had no contact with their parents for at least 12 months, although this may not apply in exceptional circumstances.

If a student wants to apply for independent status because they’re estranged from their parents, they must provide confirmation from a professional person, outside their family, who knows about their circumstances. That person must fill out an Estrangement Declaration form, which you can download from Student Finance England.

2. Checklist for sending evidence to Student Finance

Provide as many supporting statements as you can but make sure at least one of the statements is from an independent person with good standing in the community, who has known you for a substantial period of time and is not a relative or family friend.

Examples of evidence students could provide include:

  • a letter from your social worker, if you have one
  • if you claimed income support when you were under 18, a letter from your Jobcentre Plus office showing you were in receipt of benefits because of your situation
  • if your relationship with your parents broke down while you were at school or college, a letter from advice worker, personal tutor or teacher, confirming your circumstances
  • if you’ve visited your doctor because of problems relating to the breakdown of your relationship with your parents, a letter from your doctor to confirm your circumstances

You won’t be able to apply for independent status just because you don’t get on with your parents or because you don’t live with them. Similarly, you won’t automatically be able to apply for independent status because your parents refuse or don’t want to provide details of their income.

Accommodation Guarantors

Care Leavers needing a guarantor for accommodation, should reach out to their local authority initially for support. You might be able to look into this with your Personal Adviser or Social Worker. You can also contact Help at Hand to find out what Children’s Services should be doing to help you and whether they can act as a guarantor for you.

If your local authority is unable to be your guarantor, there are companies that offer a guarantor service such as Housing Hand and UK Guarantor. Please note there are fees for these services.

Useful links

Buttle UK: Provides thousands of grants to young people in the UK, often when there is no other source of help available to them. One particular grant that might be available to estranged young people is the Students and Trainees Programme. 

Brightside: Has some useful information for students whose parents are unwilling to provide their income details, as well as for estranged students finding it difficult to evidence their independence.

StandAlone: StandAlone is a charity set up to support people who are estranged from their family or children. They have produced a guide for students who are applying for independent status from Student Finance England and Wales.

This is Us: Student-led community for all UK care experienced and estranged students, of any age.

Turn2Us: A free service that helps people in financial need access welfare benefits, charitable grants and other financial help. Their website has a free and easy to use benefits calculator and grants search. 

Named contacts for Care-experienced and Estranged Students – Isabel Patrick and Eloise Peters – cees@londonmet.ac.uk

A carer is defined as anyone who looks after a family member, partner or friend who needs help because of their physical or mental health and who cannot cope without that support. 

Many carers juggle their caring responsibilities with work, study and other family commitments. Some, in particular younger carers, are not known to be carers and may prefer not to disclose their caring responsibilities. 

The sort of roles and responsibilities that carers provide varies widely. It can range from help with everyday tasks such as getting out of bed and personal care such as bathing, to emotional support such as helping someone cope with mental illness.

To discuss what support might be available to you as a carer, please contact the Student Money and Accommodation Advice team - SMAA@londonmet.ac.uk 

At London Met, we understand the extra challenges faced by student parents. We know that balancing your studies alongside the demands of running a family, organising childcare and managing finances may at times feel overwhelming. We're here to offer support and can refer you on to our network of specialist contacts, where necessary.

We can help you with the following:

  • Understanding the 30 hour and 15-hour childcare government requirements
  • Navigating child tax credits and child benefit 
  • Applying for Student Finance England - we can provide a spot check to make sure you are receiving all the grants 
  • Debt referrals
  • Support for understanding welfare benefits (Universal Credit/ Housing Benefit/ Income Support/ Jobseekers' Allowance)
  • Advice on grants, bursaries and hardship funds
  • Referral to our Counselling Team and Academic Support

We also offer quick financial spot checks to make sure you are receiving all the support available for your circumstances.

Please complete the registration form so that the team can keep you updated with relevant information around money, support and events throughout the year.

London Met has a network of students with children, and we find you are some of our most committed and focused students. Watch this video of one our recent student parent graduates.

If you're looking for family-friendly student accommodation you might look at the following providers:

Zebra 

Goodenough College 

Nansen Village 

Named contact for Student Parents – Susie McLoughlin – SMAA@londonmet.ac.uk

Muslim students and students of other faiths may be reluctant to take out products from the Student Loan Company because of the interest charged on student loans.

Though the UK Government has consulted on developing a possible model Alternative Finance product which would be Sharia-compliant and could potentially be offered alongside traditional loans to students wishing to attend Higher Education, this product is not currently available.

You might seek advice from a faith leader on whether Riba – the paying and receiving of a pre-determined additional payment for profit (usually in the form of interest) is mitigated by the fact that you will not have to repay either loan or interest if your earnings remain under the designated threshold, and that any outstanding balance will be wiped when 30 years (from the April after graduation) have passed.

You might also consider whether the loan can be taken out on the basis that you have no alternative method of paying for your course and will pay it back as soon as possible.

If you decide to take out the Maintenance Loan you might open an account with an Islamic bank and pay the loan into this account.

If you do not take out the Student Loan Company's funding package this may prevent you from receiving other forms of funding. For example, the University’s Hardship Support Fund guidance notes state:

B.5.  Undergraduate, PGCE and Professional Diploma in Architecture students must be in receipt of the full means tested student support funding from Student Finance England (SFE) (ie you are in receipt of a student loan), and must take out your maximum student loan entitlement and tuition fee loan to be eligible for the Hardship Support Fund.

If you are entitled to claim income-assessed benefits, the assessment office will consider any student maintenance loan you’re entitled to receive as income regardless of whether you have taken it out or not.

You might find you can receive some financial support from Educational trusts and charities

Funding advice for Undergraduate and taught Postgraduate students who take a break from their studies

If you are publicly supported (ie you receive funding from the Student Loan Company) any break in studies may have an impact on your student funding entitlement. In particular, you may have to repay some of your funding to Student Finance England now, your future entitlement to student funding may be reduced, and you may not be able to claim means-tested benefits while taking a break.

Please read the following information carefully:

If you are in receipt of maintenance funding/supplementary grants/a postgraduate loan from Student Finance England (SFE) you may have to repay some of your funding now depending on your date of intermission and the date of your most recent payment(s). Any repayment may be reduced by up to 60 days' worth of funding if you notify SFE that you are taking a break due to ill health.

You are usually considered eligible for full full-time funding from Student Finance England for the length of your course plus one extra year minus any previous higher-education-level study you have. You should check with Student Finance England how your previous study history will affect your entitlement to the SFE funding package when you return to your course. If you started your course in January, and are thus on a January funding cycle, please make this clear to SFE when you speak to them.

If you are suspending your studies for compelling personal reasons eg ill health, you should notify Student Finance England of this fact and discuss with them putting in a Compelling Personal Reasons (CPR) application. This would potentially extend your student funding entitlement in the future.

If you are an undergraduate student and are not eligible for the full full-time funding package when you return to your course, you may still be able to receive both Tuition Fee Loan and a pro rata Maintenance Loan if you enrol part-time.

If you are in receipt of an NHS Training Grant, Social Work Bursary, or teaching bursary/scholarship, you should check with the grant/bursary/scholarship provider whether you would have to repay any money you have received, and what impact your intermission will have on future payments and entitlement.

While taking a break, full-time students will still be designated as such for benefits purposes, and thus ineligible to put in a claim for means-tested benefits unless you have a registered disability, are a single parent, or are a student parent whose partner is also a student.

Full-time students should check with your council tax office whether it will continue to regard you as a full-time student and thus exempt from council tax while you are taking a break. If your council tax office declares you are liable for council tax while taking a break please contact the Student Money and Accommodation Advice team.

If you are living in student halls of accommodation, you should check with your accommodation provider what impact taking a break will have on your tenancy.

If you have any questions relating to finance or funding, please book an appointment with a Student Money and Accommodation Adviser.

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